Programs

The Programs we use will depend on your needs and desires. Some of the options are:

Partial Purchase (Full Payments)

A wonderful way to obtain thousands of dollars without taking out a loan and without giving up all rights to the property.

Perhaps you need extra cash for a major purchase, medical or college expenses, taxes or an investment opportunity. You can obtain the money you need from us - by selling us some of the payments due on the mortgage you hold.

For example, let's say you need $20,000. We'll purchase a specified number of mortgage payments from you. (The number depends on the size of each payment.) Then - for the period of time specified in the partial purchase agreement - the buyers of your property will send their monthly payments to us instead of you.

After the specified number of payments are made to us, we'll assign the mortgage back to you and you'll collect all future payments.

It's a convenient way to obtain the cash you need now, in one lump sum, rather than over a period of months or years, while you continue to hold the mortgage for future income. Of course, depending on the terms of your mortgage, the amount can be much higher than the example of $20,000.

Structured Purchase

With this program, we purchase your entire note, mortgage or contract, much as with the Partial Purchase (Full Payments) program. The difference is that with this program, after we have received the number of payments purchased, we pay you another lump sum of cash for the balance of the note.

Full Purchase

We purchase your entire note, mortgage or contract for the best market price. To see how we determine the "best market price" click here.

Other Programs

Other programs can be structured to meet your particular situation and needs.